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Becoming a parent is a significant life event that affects every facet of your existence. New parents have a lot on their plates, and making tough financial choices may add stress. The financial impact of expanding your household…
Buying a home is one of the biggest financial decisions in life. Homebuyers need to take a lot of informed decisions during the process of buying a house. If homebuyers don’t have complete knowledge on aspects such as…
FHA Loans have long been a popular choice for new homeowners, and for good reason. FHA programs allow buyers to have a smaller down payment and have mortgage insurance; combined, these factors offer an opportunity for homeownership that…
The Home Affordable Refinance Program (HARP) was established by Congress in 2009 to provide relief to homeowners who owed more than their home was worth, provided they held a Fannie Mae or Freddie Mac mortgage. This program was…
Nearly every lender charges mortgage origination fees. They are upfront fees your lender charges you to process your mortgage application and close the house sale. Quoted as a small percentage of the total amount of your mortgage loan,…
