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Best HARP Replacement Loans

The Home Affordable Refinance Program (HARP) was established by Congress in 2009 to provide relief to homeowners who owed more than their home was worth, provided they held a Fannie Mae or Freddie Mac mortgage. This program was…

FHA Streamline Refinance: What You Should Know

An FHA streamline refinance is a program available to current homeowners with existing FHA mortgages. These are mortgages backed by the Federal Housing Administration. They are suitable for lower-income families as they have lower requirements for credit scores…