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Credit Cards

What Is a Credit Charge-Off?

It’s never ideal to have a credit charge-off on your credit reports. However, if you miss too many payments, you might end up with one. Credit charge-offs significantly affect your credit score and dealing with them can be…

How Do Travel Credit Cards Work?

Travel credit cards can help you earn rewards and discounts that you can redeem for travel. In some cases, they may even offer you free nights at your favorite hotels or free tickets on airlines. From free upgrades…