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I clearly recall the topic of my very first Toastmasters speech—the necessity of saving for retirement. It is difficult to realize that it was from a few decades ago. I wanted to become a better public speaker, you…
Everybody occasionally struggles with impulse control. Whether we’re trying to maintain a training schedule, diet, or both, this holds true. Sometimes we feel like going with our gut and trying something new. Sadly, giving in to those cravings,…
While owning a pet may be a lot of pleasure, it also comes with a significant financial commitment. You should have emergency funds set up in addition to your regular spending on food and personal care. You may…
The process of purchasing your first home may seem overwhelming. Besides being an important personal achievement, it also marks a significant financial turning point. Rising costs and flat salaries have made it much more challenging for millennials to buy…
The past few years have taught us that life is unpredictable if there is anything. Due to inflation, you might have difficulty paying for unexpected costs like a new roof or car repairs. Although carrying a balance on…
