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Buying a house can be an intimidating process starting out, especially when you have to consider how much house you can afford. There are some specific guidelines you can follow and factors to consider that will help you…
Buying a house is so exciting! But it can also be a lot of work and, at times, stressful. Since most people don’t have the capital needed to buy a house just lying around, it usually means taking…
USDA loans are a great option for people who can’t get a traditional home loan because of their income or credit score. The USDA requires a 10% down payment on the loan amount. You also need to have…
It’s estimated that roughly 90% of new homes are purchased through finance options—in other words, a mortgage. That means you’re going to need a loan. Lenders typically want somebody with a strong credit history and a good income-to-debt…
If you are in the market for a new home and require a mortgage, it’s essential that you get a pre-approval first. A mortgage pre-approval document proves that a lender has agreed to loan you a certain amount…
