Your credit score is very significant. It incorporates all parts of your financial life into a single three-digit figure, including your debt load, credit limitations, loan history, credit card usage, and even utility payments. The figure represents your…
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A great deal of false information about finances is widely available. Many misconceptions about finances and their function may be read about on the internet. Your credit score is one of the topics where common misconceptions are most apparent (and…
There’s nothing more freeing than making your final debt payment. And while paying down debt does improve your score, paying it off entirely may not have the effect that you’re looking for. In fact, having no debt at…