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Credit cards can be very useful for building credit, giving you a convenient way to pay and even allowing you to earn rewards if you handle them right. Unfortunately, they can also help you spend yourself into a…
According to Experian, the average American has over $5,525 in credit card debt. With this in mind, learning how to be responsible with your first credit card can play a huge role in your financial future. When credit…
Do you dread looking at your credit card bill each month? Even though you faithfully make your minimum payment, the total always seems to creep up. How is this possible? Without a good understanding of how credit card…
Canceling your credit card may seem like a straightforward way to move on to a new or better option. Unfortunately, canceling your credit card can stick out on your credit report and impact your credit score significantly. While…
For many people, credit cards are a must-have tool for everyday living. They allow you to buy goods and services without the hassle of carrying cash or checks around with you. But there is too much convenience: credit…
