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A type of installment credit, personal loans offer borrowers a one-time cash payment for almost any need. While this borrowing agreement can be secured with collateral for less interest, these loans are typically unsecured (without collateral), leading to…
Have you ever wondered why your car insurance costs more than your colleague’s? Or why it’s considerably cheaper than your sibling’s? Well, good on you! These are important questions to ask. Why? Because knowing what influences your car…
For years, getting car insurance for undocumented immigrants was an uphill battle. Today, a growing number of states in the U.S. now issue driver’s licenses, regardless of one’s immigration status. This has made it easier for millions of…
Non-owner car insurance, sometimes called non-drivers insurance and non-owners insurance, offers liability coverage for people who don’t own their own vehicle, but occasionally drive someone else’s. There are many pros and cons of liability car insurance. Liability insurance…
If you’ve had a problem with a bank in the past, whether it involved a bounced check, unpaid overdraft, or some other issue, they may have placed a report with ChexSystems. ChexSystems is a consumer reporting agency that…