Home / Author / Faith Yakubu
FHA Loans have long been a popular choice for new homeowners, and for good reason. FHA programs allow buyers to have a smaller down payment and have mortgage insurance; combined, these factors offer an opportunity for homeownership that…
The three major credit bureaus are Experian, Equifax, and TransUnion. Credit bureaus collect and maintain data on each consumers’ credit use. If you have a loan or credit card, you probably have a credit file with all three…
As the name suggests, a credit builder loan, also known as a fresh start loan, is a loan designed to help people with little or no credit build their credit scores. Unlike other loans, taking a credit builder…
There’s nothing more freeing than making your final debt payment. And while paying down debt does improve your score, paying it off entirely may not have the effect that you’re looking for. In fact, having no debt at…
It’s important to make sure your credit score doesn’t fall victim to identity theft, which can happen when thieves steal your personal information and use it to open new accounts in your name. One of the most effective…