Helping you earn through partnerships.

Our top priority is to help you learn and earn. Our articles are provided free of charge, and the information found here can help you build wealth for life. We offer an independent perspective on financial services, financial markets, and good practices for personal finance. Our main goal is to help you grow your money.

Wealthy Millionaire helps you earn by recommending services through our carefully vetted list of partnerships. Our research and professional insight were built through years of financial industry experience, and our recommended products are based on an independent analysis of the best service providers in the market. These recommendations are objective; we do not accept special payments to recommend products and services from our partners.

Loan offers that appear on this site are from companies from which Wealthy Millionaire receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Wealthy Millionaire does not include all lenders or loan offers available in the marketplace.

credit score factors

What Are Credit Reports and Scores Used For?

Both credit reports and scores play a big role in qualifying for loans, credit cards, insurance policies, apartment rentals, and more. Your credit score is calculated based on the information in your credit report. But there are some…

What Factors Affect Credit Scores?

Your credit score is calculated based on several factors. Some you may know, such as paying your bills on time and how long you have used credit. You may also wonder, “do stocks affect credit score,” or “does…