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What Are Credit Reports and Scores Used For?

Both credit reports and scores play a big role in qualifying for loans, credit cards, insurance policies, apartment rentals, and more. Your credit score is calculated based on the information in your credit report. But there are some…

What Factors Affect Credit Scores?

Your credit score is calculated based on several factors. Some you may know, such as paying your bills on time and how long you have used credit. You may also wonder, “do stocks affect credit score,” or “does…