Best Credit Cards of May 2022

From huge sign-up bonuses to generous rewards, WealthyMillionaire best credit cards outshine the rest. Compare these deals from our partners to find one that fits your needs.

Upgrade Triple Cash Rewards Visa®
Rewards

  • Annual Fee
    N/A
  • Regular APR
    8.99% -29.99%
  • Recommended Credit Score
    (620+) Excellent, Good, Fair, Average
More details

Product Specs

  • Regular APR 8.99% -29.99%
  • Annual Fee $0
  • Credit Recommended (620+) Excellent, Good, Fair, Average
  • Return Payment Fee $0
  • Foreign Trans Fee $0
  • Balance Transfer Fee $0
  • Late Payment Fee $0
  • Penalty APR N/A
  • Cash Advance Fee N/A
  • Cash Advance APR N/A
  • Intro (Balance Transfers) N/A
  • Intro (Purchases) N/A
  • Credit Line See website for Details*

Product Details

  • Earn a $200 bonus on your Upgrade Card after opening a Rewards Checking account and making 3 debit card transactions*
  • Unlimited cash back on payments - 3% on Home, Auto and Health categories and 1% on everything else
  • $0 fees - $0 annual fee, $0 activation fees, $0 maintenance fees
  • Combine the flexibility of a card with the low cost and predictability of a loan
  • No touch payments with contactless technology built in
  • See if you qualify in minutes without hurting your credit score
  • Access to a virtual card while you wait for your card to arrive in the mail
  • Great for large purchases with predictable payments you can budget for
  • Mobile app to access your account anytime, anywhere
  • Enjoy peace of mind with $0 Fraud liability
See Our Review

Current

  • Annual Fee
    N/A
  • Regular APR
    N/A
  • Recommended Credit Score
    (620+) Excellent, Good, Fair, Average
More details

Product Specs

  • Products Offered Mobile Banking & Visa Debit Card
  • Monthly Fee Basic Account Free, Premium Account $4.99/mo
  • Brand Name Visa®

Product Details

  • Member funds are insured up to $250,000. Deposits are insured through Current's partner bank, Choice Financial Group, Member FDIC.
  • Current offers accounts for everyone, including teens.
  • Members receive instant spending notifications every time you swipe your card for added security.
  • Members can instantly send money for free to friends and family with Current Pay.
  • Current lets you add cash to your account at over 60,000 stores just by having a cashier scan a barcode.

Surge Secured Mastercard®
Master Card

  • Annual Fee
    N/A
  • Regular APR
    19.99% Variable
  • Recommended Credit Score
    All Credit Types Welcome to Apply
More details

Product Specs

  • Regular APR 19.99% Variable
  • Annual Fee $69
  • Credit Line $300
  • Credit Recommended All Credit Types Welcome to Apply

Product Details

  • Initial refundable deposit of $300 becomes your credit limit
  • 1% Cash Back rewards on every purchase
  • Free access to your Vantage 3.0 Score from Experian (When you sign up for e-statements)
  • Monthly reporting to the three major credit bureaus
  • Fast and easy application process; results in seconds
  • Use your card at locations everywhere Mastercard is accepted
  • Mastercard Zero Liability Protection (subject to Mastercard guidelines)
  • Checking Account Required

Deserve EDU
Cash Back

  • Annual Fee
    N/A
  • Regular APR
    19.49% Variable
  • Recommended Credit Score
    Good/Limited
More details

Product Specs

  • Annual Fee $0
  • Credit Recommended Good/Limited
  • Regular APR 19.49% Variable
  • Foreign Trans Fee $0
  • Late Payment Fee Up to $25
  • Return Payment Fee Up to $37

Product Details

  • Receive one year of Amazon Prime Student on Deserve after spending $500 in the first three billing cycles with your EDU card (Lifetime Value of $59).
  • Earn 1% Cash Back on all purchases with your Deserve EDU Mastercard. Once approved, you'll automatically start earning cash back on all purchases.
  • Feel secure with cell phone protection up to $600.
  • No deposit required. No annual fees.
  • No international transaction fees on purchases abroad so you can travel with confidence.
  • No Social Security Number required for international students to apply.
  • Refer A Friend Program: Refer anyone to Deserve using your personal referral code. Upon approval, card activation and use, you'll receive $30 and so will your referral. Referral bonuses are unlimited!
  • Manage and track your spending, set automatic payments and securely freeze your card all through one easy to use app.
  • See if you prequalify with no impact to your credit score in minutes.
  • Deserve Mastercards are issued by Celtic Bank, Member FDIC.
  • Enjoy Mastercard Platinum Benefits intended to make your life easier like Mastercard ID Theft Prevention™ and Master Rental®.

Applied Bank® Secured Visa® Gold Preferred® Credit Card
Rewards, Cash Back

  • Annual Fee
    N/A
  • Regular APR
    9.99% Fixed
  • Recommended Credit Score
    Poor/Fair/Limited/Damaged
More details

Product Specs

  • Regular APR 9.99% Fixed
  • Annual Fee $48
  • Credit Line $200 - $1,000
  • Credit Recommended Poor/Fair/Limited/Damaged
  • Brand Name Visa®
  • Security Deposit $200 - $1,000

Product Details

  • Better than Prepaid...Go with a Secured Card! Load One Time - Keep On Using
  • Absolutely No Credit Check or Minimum Credit Score Required
  • Automatic Reporting to All Three National Credit Bureaus
  • 9.99% Low Fixed APR - Your Rate Won’t Go Up Even if You Are Late
  • Activate Today with a $200 Minimum Deposit - Maximum $1,000.
  • Increase Your Credit Limit up to $5,000 by Adding Additional Deposits Anytime
See Our Review

Surge Mastercard®
Master Card

  • Annual Fee
    N/A
  • Regular APR
    24.99% – 29.99% (Variable)
  • Recommended Credit Score
    See website for Details*
More details

Product Specs

  • Regular APR 24.99% – 29.99% (Variable)
  • Late Payment Fee Up to $41.00
  • Return Payment Fee Up to $41.00
  • Intro Rate See website for Details*
  • Intro Period See website for Details*
  • Annual Fee See website for Details*
  • Balance Transfer See website for Details*
  • Credit Recommended See website for Details*
  • Intro (Purchases) See website for Details*
  • Intro (Balance Transfers) See website for Details*

Product Details

  • Up to $1,000 credit limit doubles up to $2,000! (Simply make your first 6 monthly minimum payments on time)
  • All credit types welcome to apply!
  • Free access to your Vantage 3.0 score From Experian* (When you sign up for e-statements)
  • Initial Credit Limit of $300 – $1,000* (subject to available credit)
  • Monthly reporting to the three major credit bureaus
  • See if you’re Pre-Qualified without impacting your credit score
  • Fast and easy application process; results in seconds
  • Free online account access 24/7
  • Checking Account Required

Reflex Mastercard®
Fair Credit

  • Annual Fee
    N/A
  • Regular APR
    24.99% - 29.99% (Variable)
  • Recommended Credit Score
    Fair/Poor/Bad/Limited
More details

Product Specs

  • Regular APR 24.99% - 29.99% (Variable)
  • Late Payment Fee Up to $41.00
  • Return Payment Fee Up to $41.00
  • Annual Fee See Terms
  • Credit Recommended Fair/Poor/Bad/Limited
  • Intro Rate N/A
  • Intro Period N/A
  • Balance Transfer N/A

Product Details

  • Up to $1,000 credit limit doubles up to $2,000! (Simply make your first 6 monthly minimum payments on time)
  • See if you’re Pre-Qualified with no impact to your credit score
  • All credit types welcome to apply
  • Free access to your Vantage 3.0 score from Experian* (When you sign up for e-statements)
  • Initial Credit Limit of $300 – $1,000* (subject to available credit)
  • Monthly reporting to the three major credit bureaus
  • Fast and easy application process; results in seconds
  • Use your card at locations everywhere Mastercard® is accepted
  • Checking Account Required
See Our Review

FIT Mastercard®
Fair Credit

  • Annual Fee
    N/A
  • Regular APR
    29.99%
  • Recommended Credit Score
    Fair/Poor/Bad
More details

Product Specs

  • Regular APR 29.99%
  • Annual Fee See Terms
  • Return Payment Fee Up to $41.00
  • Late Payment Fee Up to $41.00
  • Credit Recommended Fair/Poor/Bad
  • Intro Rate N/A
  • Intro Period N/A
  • Balance Transfer N/A

Product Details

  • $400 credit limit doubles to $800! (Simply make your first 6 monthly minimum payments on time)
  • All credit types welcome to apply
  • Monthly reporting to the three major credit bureaus
  • Initial Credit Limit of $400.00* (Subject to available credit)
  • Fast and easy application process; results in seconds
  • Use your card at locations everywhere Mastercard® is accepted
  • Free access to your Vantage 3.0 score from Experian* (When you sign up for e-statements)
  • Checking Account Required
See Our Review

Applied Bank® Unsecured Classic Visa® Card
Rewards, Cash Back

  • Annual Fee
    N/A
  • Regular APR
    29.99%
  • Recommended Credit Score
    Poor/Damaged Credit
More details

Product Specs

  • Regular APR 29.99%
  • Late Payment Fee Up to $38
  • Return Payment Fee Up to $38
  • Card Brand Visa®
  • Credit Recommended Poor/Damaged Credit
  • Annual Fee See website for Details*

Product Details

  • Get Pre-Qualified in Less Than a Minute
  • A $300 Unsecured Credit Line which can be used at Grocery Stores, Gas Stations, Discount Stores, ATM's and Online!
  • A REAL Visa® Credit Card with Automatic Reporting to all Three National Credit Bureaus
  • No Penalty Rate. Your Rate Won't Go Up Even If You are Late
  • Access Additional Credit With On-Time Payments and Responsible Usage
  • A True Unsecured EMV enabled (chip) Visa Credit card
  • Does not require perfect credit for approval
  • Fixed APR and Manageable Monthly Payments
See Our Review

First Access Visa® Card
Fair Credit

  • Annual Fee
    N/A
  • Regular APR
    See Terms
  • Recommended Credit Score
    Fair/Bad
More details

Product Specs

  • Intro Rate N/A
  • Intro Period N/A
  • Regular APR See Terms
  • Annual Fee See Terms
  • Balance Transfer N/A
  • Credit Recommended Fair/Bad

Product Details

  • Checking Account Required
  • Reporting monthly to all three major credit reporting agencies
  • Perfect credit not required for approval; we may approve you when others won’t
  • Easy and secure online application
  • $300 credit limit (subject to available credit)
  • The First Access Visa Card is issued by The Bank of Missouri pursuant to a license from Visa U.S.A. Inc.
See Our Review

Milestone® Mastercard® - Less Than Perfect Credit Considered
Fair Credit

  • Annual Fee
    $99*
  • Regular APR
    24.9%
  • Recommended Credit Score
    Poor/Bad
More details

Product Specs

  • Regular APR 24.9%
  • Annual Fee $35 - $99*
  • Credit Recommended Poor/Bad
  • Intro Rate N/A
  • Intro Period N/A
  • Balance Transfer N/A
  • Intro (Purchases) N/A
  • Intro (Balance Transfers) N/A

Product Details

  • Prequalify for a card today and it will not impact your credit score
  • Less than perfect credit is okay
  • Mobile account access at any time
  • Protection from fraud if your card is stolen
  • Account history is reported to the three major credit bureaus in the U.S.
See Our Review See Our Review

Indigo® Mastercard® with Fast Pre-qualification
Fair Credit

  • Annual Fee
    $99
  • Regular APR
    24.9%
  • Recommended Credit Score
    Fair/Good
More details

Product Specs

  • Regular APR 24.9%
  • Annual Fee $0 - $99
  • Credit Recommended Fair/Good
  • Intro Rate N/A
  • Intro Period N/A
  • Balance Transfer N/A
  • Intro (Purchases) N/A
  • Intro (Balance Transfers) N/A

Product Details

  • Our pre-qualification process does not affect your credit score
  • Keeping your account in good standing may help establish and/or improve your credit
  • 24/7 access to your account, even on mobile!
  • Protection from fraud, if your card happens to be lost or stolen
  • Account history is reported to the three major credit bureaus in the U.S.
See Our Review

Indigo® Unsecured Mastercard®
Fair Credit

  • Annual Fee
    $99
  • Regular APR
    24.9%
  • Recommended Credit Score
    Fair/Good
More details

Product Specs

  • Regular APR 24.9%
  • Annual Fee $0 - $99
  • Credit Recommended Fair/Good
  • Intro Rate N/A
  • Intro Period N/A
  • Balance Transfer N/A
  • Intro (Purchases) N/A
  • Intro (Balance Transfers) N/A

Product Details

  • Pre-qualify today without an impact on your credit score
  • Keeping your account in good standing may help establish and/or improve your credit
  • Access your account online or from your mobile device 24/7
  • Protection from fraud if your card is stolen
  • Account history is reported to the three major credit bureaus in the U.S.
See Our Review

Indigo® Unsecured Mastercard® - Prior Bankruptcy is Okay
Fair Credit

  • Annual Fee
    $99
  • Regular APR
    24.9%
  • Recommended Credit Score
    Fair/Good
More details

Product Specs

  • Regular APR 24.9%
  • Annual Fee $0 - $99
  • Credit Recommended Fair/Good
  • Intro Rate N/A
  • Intro Period N/A
  • Balance Transfer N/A
  • Intro (Purchases) N/A
  • Intro (Balance Transfers) N/A

Product Details

  • Pre-qualifying today will not affect your credit score
  • Less than perfect credit histories can qualify, even with prior bankruptcy!
  • Mobile friendly online access from anywhere
  • Fraud protection for stolen or lost cards
  • Account history is reported to the three major credit bureaus in the U.S.
See Our Review

Indigo® Platinum Mastercard®
Fair Credit

  • Annual Fee
    $99
  • Regular APR
    24.9%
  • Recommended Credit Score
    Fair/Good
More details

Product Specs

  • Regular APR 24.9%
  • Annual Fee $0 - $99
  • Credit Recommended Fair/Good
  • Intro Rate N/A
  • Intro Period N/A
  • Balance Transfer N/A
  • Intro (Purchases) N/A
  • Intro (Balance Transfers) N/A

Product Details

  • Easy pre-qualification process with fast response
  • Don't have perfect credit? No problem!
  • 24/7 access to your account, even on mobile!
  • No security deposit
  • Account history is reported to the three major credit bureaus in the U.S.
See Our Review

ACE Flare™ Account by MetaBank®

  • Annual Fee
    N/A
  • Regular APR
    N/A
  • Recommended Credit Score
    See website for Details*
More details

Product Specs

  • Activation Fee See website for Details*
  • Monthly Fee See website for Details*
  • Direct Deposit Fee See website for Details*
  • ATM Fee See website for Details*
  • Credit Recommended See website for Details*

Product Details

Indigo® Platinum Mastercard® Credit Card
Fair Credit

  • Annual Fee
    $99
  • Regular APR
    24.9%
  • Recommended Credit Score
    Fair/Good
More details

Product Specs

  • Regular APR 24.9%
  • Annual Fee $0 - $99
  • Credit Recommended Fair/Good
  • Intro Rate N/A
  • Intro Period N/A
  • Balance Transfer N/A
  • Intro (Purchases) N/A
  • Intro (Balance Transfers) N/A

Product Details

  • Easy pre-qualification process with fast response
  • Less than perfect credit is okay
  • Online servicing available 24/7 at no additional cost
  • Unsecured credit card, no security deposit required
  • Account history is reported to the three major credit bureaus in the U.S.
See Our Review

The First Progress Platinum Elite Mastercard® Secured Credit Card
Fair Credit

  • Annual Fee
    N/A
  • Regular APR
    20.24% (V)
  • Recommended Credit Score
    Poor/Limited/No Credit
More details

Product Specs

  • Regular APR 20.24% (V)
  • Annual Fee $29
  • Credit Line up to $2,000
  • Cash Advance APR 25.24% (V)
  • Credit Recommended Poor/Limited/No Credit

Product Details

  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Quick and Complete Online Application; No credit inquiry required!
  • Includes Free Real-Time Access to Your Credit Score and Ongoing Credit Monitoring powered by Experian
  • Full-Feature Platinum Mastercard® Secured Credit Card; Try our new Mobile App for Android users!
  • Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted!
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • 24/7 Online Access to Your Account
  • Nationwide program; available in all 50 US states *See Card Terms.
  • Get a fresh start! A discharged bankruptcy still in your credit bureau file will not cause you to be declined.
  • ¡Hablamos Español! Nuestros representantes de servicio al cliente hablan Español con fluidez para su conveniencia.
See Our Review

First Progress Platinum Prestige Mastercard® Secured Credit Card
Fair Credit

  • Annual Fee
    N/A
  • Regular APR
    10.24% (V)
  • Recommended Credit Score
    Poor/Limited/No Credit
More details

Product Specs

  • Regular APR 10.24% (V)
  • Annual Fee $49
  • Credit Line $2,000
  • Cash Advance APR 19.24% (V)
  • Credit Recommended Poor/Limited/No Credit

Product Details

  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Quick and Complete Online Application; No credit inquiry required!
  • Includes Free Real-Time Access to Your Credit Score and Ongoing Credit Monitoring powered by Experian
  • Full-Feature Platinum Mastercard® Secured Credit Card; Try our new Mobile App for Android users!
  • Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted!
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • 24/7 Online Access to Your Account
  • Nationwide program; available in all 50 US states *See Card Terms.
  • Get a fresh start! A discharged bankruptcy still in your credit bureau file will not cause you to be declined.
  • ¡Hablamos Español! Nuestros representantes de servicio al cliente hablan Español con fluidez para su conveniencia.
See Our Review

First Progress Platinum Select Mastercard® Secured Credit Card
Fair Credit

  • Annual Fee
    N/A
  • Regular APR
    14.24% (V)
  • Recommended Credit Score
    Poor/Limited/No Credit
More details

Product Specs

  • Regular APR 14.24% (V)
  • Annual Fee $39
  • Credit Line $2,000
  • Cash Advance APR 20.24% (V)
  • Credit Recommended Poor/Limited/No Credit

Product Details

  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Quick and Complete Online Application; No credit inquiry required!
  • Includes Free Real-Time Access to Your Credit Score and Ongoing Credit Monitoring powered by Experian
  • Full-Feature Platinum Mastercard® Secured Credit Card; Try our new Mobile App for Android users!
  • Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted!
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • 24/7 Online Access to Your Account
  • Nationwide program; available in all 50 US states *See Card Terms.
  • Get a fresh start! A discharged bankruptcy still in your credit bureau file will not cause you to be declined.
  • ¡Hablamos Español! Nuestros representantes de servicio al cliente hablan Español con fluidez para su conveniencia.
See Our Review

Merrick Bank Double Your Line® Secured Visa®
Rewards, Cash Back

  • Annual Fee
    N/A
  • Regular APR
    17.70% Variable
  • Recommended Credit Score
    See website for Details
More details

Product Specs

  • Regular APR 17.70% Variable
  • Annual Fee $36 the first year. Billed $3 per month thereafter
  • Credit Line $200, which doubles to $400 if you qualify
  • Cash Advance APR 22.70% Variable
  • Cash Advance Fee 4% Min: $10
  • Late Payment Fee Up to $40
  • Return Payment Fee Up to $40
  • Foreign Trans Fee 2%
  • Minimum Deposit $200
  • Regular Transfer APR N/A
  • Penalty APR N/A
  • Balance Transfer Fee N/A
  • Credit Recommended See website for Details
  • Intro (Purchases) N/A
  • Intro (Transfers) N/A

Product Details

  • Put down $200, which becomes your credit line. Then, if you qualify, double your credit line to $400 without making another deposit.
  • Double your $200 credit line by making at least your minimum payment on time each month for the first 7 months your account is open
  • Secured Credit Cards are great for people looking to build or rebuild credit and are available to people with all kinds of credit backgrounds.
  • Unlike a debit card or a pre-paid card, it helps build your credit history. We report your payment history to all three major credit-reporting agencies.
  • Get your FICO® Credit Score for free each month.
  • Fraud coverage if your card is lost or stolen. Access your account 24 hours a day, 7 days a week. Get help staying on track with available Auto Pay and account alerts.
  • Card issued by Merrick Bank, Member FDIC.

Indigo® Mastercard® for Less than Perfect Credit
Fair Credit

  • Annual Fee
    $99
  • Regular APR
    24.9%
  • Recommended Credit Score
    Bad/Poor
More details

Product Specs

  • Regular APR 24.9%
  • Annual Fee $0 - $99
  • Credit Recommended Bad/Poor
  • Intro Rate N/A
  • Intro Period N/A
  • Balance Transfer N/A
  • Intro (Purchases) N/A
  • Intro (Balance Transfers) N/A

Product Details

  • Pre-qualify for a card today and it will not impact your credit score
  • Less than perfect credit is okay
  • Mobile account access at any time
  • Fraud protection for stolen or lost cards
  • Account history is reported to the three major credit bureaus in the U.S.
See Our Review

Milestone Gold Mastercard®
Fair Credit

  • Annual Fee
    $99*
  • Regular APR
    24.9%
  • Recommended Credit Score
    Fair/Good
More details

Product Specs

  • Regular APR 24.9%
  • Annual Fee $35 - $99*
  • Credit Recommended Fair/Good
  • Intro Rate N/A
  • Intro Period N/A
  • Balance Transfer N/A
  • Intro (Purchases) N/A
  • Intro (Balance Transfers) N/A

Product Details

  • Instant pre-qualification is available for those who qualify
  • Less than perfect credit is okay
  • Access your account online or from your mobile device 24/7
  • Account history is reported to the three major credit bureaus in the U.S.
See Our Review

Milestone® Mastercard® - Mobile Access to Your Account
Fair Credit

  • Annual Fee
    $99*
  • Regular APR
    24.9%
  • Recommended Credit Score
    Fair/Good
More details

Product Specs

  • Regular APR 24.9%
  • Annual Fee $35 - $99*
  • Credit Recommended Fair/Good
  • Intro Rate N/A
  • Intro Period N/A
  • Balance Transfer N/A
  • Intro (Purchases) N/A
  • Intro (Balance Transfers) N/A

Product Details

  • Instant pre-qualification is available for those who qualify
  • Don't have perfect credit? No problem!
  • Mobile friendly online access from anywhere
  • Account history is reported to the three major credit bureaus in the U.S.
See Our Review

Merrick Bank Secured Visa®
Rewards, Cash Back

  • Annual Fee
    N/A
  • Regular APR
    17.70% Variable
  • Recommended Credit Score
    See website for Details*
More details

Product Specs

  • Regular APR 17.70% Variable
  • Annual Fee $36 for first year. Billed $3 per month thereafter
  • Credit Line $200-$3,000, depending on deposit amount
  • Cash Advance APR 22.70% Variable
  • Cash Advance Fee 4% Min: $10
  • Late Payment Fee Up to $40
  • Return Payment Fee Up to $40
  • Foreign Trans Fee 2%
  • Minimum Deposit $200
  • Regular Transfer APR N/A
  • Penalty APR N/A
  • Balance Transfer Fee N/A
  • Credit Recommended See website for Details*
  • Intro (Purchases) N/A
  • Intro (Transfers) N/A

Product Details

  • Choose your own credit line based on how much money you want to put down as a security deposit.
  • Initial deposits can be from $200 to $3,000. You can increase your credit line at any time by adding additional money to your security deposit, up to $3,000.
  • After 9 months, we review your account for a credit line increase. No additional deposit required!
  • Secured Credit Cards are great for people looking to build or rebuild credit and are available to people with all kinds of credit backgrounds.
  • Unlike a debit card or a pre-paid card, it helps build your credit history. We report your payment history to all three major credit-reporting agencies.
  • Get your FICO® Credit Score for free each month.
  • Fraud coverage if your card is lost or stolen. Access your account 24 hours a day, 7 days a week. Get help staying on track with available Auto Pay and account alerts.
  • Card issued by Merrick Bank, Member FDIC.

Milestone® Mastercard® - Unsecured For Less Than Perfect Credit
Fair Credit

  • Annual Fee
    $99*
  • Regular APR
    24.9%
  • Recommended Credit Score
    Poor/Bad
More details

Product Specs

  • Regular APR 24.9%
  • Annual Fee $35 - $99*
  • Credit Recommended Poor/Bad
  • Intro Rate N/A
  • Intro Period N/A
  • Balance Transfer N/A
  • Intro (Purchases) N/A
  • Intro (Balance Transfers) N/A

Product Details

  • Easy pre-qualification process which does not affect your credit score
  • Less than perfect credit is okay
  • 24/7 access to your account information, even on mobile
  • Protection from fraud, if your card happens to be lost or stolen
  • Account history is reported to the three major credit bureaus in the U.S.