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When you buy a home, you’re not just buying a home. You’re also buying homeowners insurance. You’ll want to know about home insurance and how home insurance calculators work. While homeowners insurance isn’t technically required by law, it…
You may be wondering: what is a payday loan? A payday loan is a short-term, high-interest loan that a lender extends based on the borrower’s income. A payday loan helps you with your financial emergencies before you get…
There are many benefits to using a credit card to make purchases. Used properly, they can build your credit score, which helps you with getting loans and better interest rates on loans, allow you to make purchases you…
Credit cards can be very useful for building credit, giving you a convenient way to pay and even allowing you to earn rewards if you handle them right. Unfortunately, they can also help you spend yourself into a…
According to Experian, the average American has over $5,525 in credit card debt. With this in mind, learning how to be responsible with your first credit card can play a huge role in your financial future. When credit…